Capital Credits

Current Capital Claims: Clay County Rural Telephone Cooperative, Inc. d/b/a Endeavor Communications has unclaimed capital credits for the following members who subscribed to services from the Cooperative in the 2000-2001 fiscal years. A completed claim form and proof of identity is required. To obtain a claim form, it can be downloaded from our website at Click on the “Support/Account & Billing/Endeavor Capital Credits” menu along the top of the website. You may also call 765-795-4261 or 800-922-6677, or write to Endeavor Communications, PO Box 237, Cloverdale, IN 46120. Claim forms must be received in the office of the Corporation at 2 South West Street, Cloverdale, IN 46120, within 30 days of publication of this notice. Funds not claimed shall be forfeited to the Corporation in accordance with Article XIII of the Cooperative’s bylaws.

Capital Credit Unclaimed Members

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General Description: Because the telecommunications industry requires lots of capital, and because Endeavor Communications is a non-profit organization that returns its profits to its members, we look for every possible avenue to keep the costs of new equipment, services, and other investments as low as possible.

By using what are called “Capital Credits” to finance new products and services, Endeavor is able to avoid finance charges and other costs that ultimately affect the member’s cost. Capital Credits are essentially the profits that will be paid to our members once the Board of Directors has determined that it is economically feasible to do so.

Your April billing statement each year contains important information regarding your capital credits account. If you had service with Endeavor Communications in the previous year, look for the special message which indicates the amount being allocated to your capital credits account.  This amount is not cash sitting in an account; it is simply a statement of your equity in Endeavor Communications during the previous year. Capital credits are disbursed/retired to members at the Board’s discretion and as the financial condition of the cooperative allows.